Common Phone Scams To Look Out For in 2023

Healthcare and insurance scams involve someone posing as a representative from an insurance or healthcare company in order to get personal information from unsuspecting victims. 

A man holding smartphone

What are some signs that a phone call is actually a scammer? As technology advances, so too do the methods used by scammers to target unsuspecting victims. In 2021 alone, losses from phone frauds totaled almost $30 billion in the US alone.

With this in mind, it is important to stay informed of common scam tactics and be prepared for what may come in 2023. So, what are the latest scams to be aware of? 

In this article, we will be discussing some of the most common telephone scams that people should be aware of in 2023.

You might be wondering and want to know how you can show evidence to authorities and report such scams. To do this, it is recommended to use a call recorder app iPhone for recording calls. A phone recorder iPhone will help users to show the recordings to relevant authorities as evidence. 

So, if you’re also receiving some strange calls and want to know, “what are the most popular phone scams?” then keep reading this guide!

7 Most Common Phone Frauds:

FBI Impersonator:

One of the most common types of phone fraud involves an FBI impersonator. The scammer will call people and pose as an FBI agent, often using threatening language to scare their victims into providing information or sending money. 

Victims of this type of fraud can be threatened with jail time if they don't comply with the request for personal information or money. In some cases, the scammers may even use sophisticated means like caller ID spoofing in order to make it appear that the call is coming directly from an official FBI telephone number.

Technical Support:

Technical support calls are a particular type of phone fraud that can cost victims hundreds, if not thousands, of dollars. In these scams, swindlers posing as tech experts contact potential victims and attempt to convince them to purchase unnecessary services or products.

Victims are often told that their computer has been infected with malware or other malicious software and that they need to buy a specific product in order to fix the problem. 

IRS Impersonator:

Another one of the most common types of fraud is IRS impersonators. Individuals pretending to be from the Internal Revenue Service (IRS) will often call easy victims with threats of arrest or legal action if they don’t pay up.

These impersonators may even go so far as to provide victims with fake IRS badges, making them appear credible. They then demand payment for “unpaid taxes” or fines for other alleged offenses. Victims are typically asked to make payments using wire transfers, prepaid debit cards, iTunes gift cards, or other untraceable methods.

To have evidence of such cases, it is essential that people use the best phone call recorder iPhone. With such an app, users can easily record their conversation and present it as evidence to relevant authorities so they can easily trace the scammer.

Since there are many applications available, we recommend people download iCall as it comes with many amazing features, including recording calls, memos, transcription, etc. There is also a free trial available, so do check it out!

Fake Charity Appeals:

Fake charity appeals are one of the most common types of scams, with perpetrators posing as representatives from well-known charities in order to solicit unsuspecting victims for donations. The money raised by these fraudsters often goes into their own pockets and not towards any charitable causes as advertised. 

Lottery Fraud:

Lottery fraud is on the rise as criminals take advantage of individuals in a time of crisis. Lottery fraud typically involves a scammer calling you and claiming that you are the winner of an extravagant prize or lottery drawing. 

The scammers will then ask for your personal information or bank account details to receive the “winnings.” Unfortunately, once they have this information, they use it to commit identity theft or financial crimes. 

Bank Fraud:

Bank fraud calls involve criminals impersonating bank representatives or other financial institutions in order to gain access to victims’ personal information, such as credit card numbers and passwords. 

While bank fraud calls are often difficult to detect due to their convincing nature, there are some warning signs that consumers should be aware of in order to protect themselves against this type of scam. 

Insurance, health care Fraud:

Healthcare and insurance scams involve someone posing as a representative from an insurance or healthcare company in order to get personal information from unsuspecting victims. 

Scammers will use various tactics, such as offering free health care services or discounts on insurance premiums, or they might ask for credit card numbers, Social Security numbers, bank account information, and other sensitive data.

In conclusion, these are some of the most common phone scams that people can face in 2023. It is important to stay informed about new phone scams that come out each year and know how to spot them. Be sure to use a call recorder app like iCall and report any suspicious calls or messages you receive.

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